Merchant account | Merchant services | High risk merchant account | Ecommerce credit card processing
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What is a merchant account?
What kind of businesses do you accept?
What if I have some problems with my credit?
How long does it take to set my merchant account?
How do I apply for a merchant account?
What are your rates?
Do I have to be a US resident to apply for an account?
What is a Tax ID?
Why do I need an EIN?


What is a merchant account?

A merchant account is the central bank account that enables you to accept payments from credit cards, debit cards, and other payment processing services. A merchant account at TopMercahnts.com allows you to accept effectively any type of payments from your customers, and offers you the choice of solutions to maintain these payments.



What kind of businesses do you accept?

We accept any business that is legal accept adult related businesses.



What if I have some problems with my credit?

Our approval rate is rather high so you are still likely to be approved even though you are experiencing problems with your credit.



How long does it take to set my merchant account?

The approval usually takes 2-3 business days from your completed application set. Once approved you will be contacted and informed about your acceptance.



How do I apply for a merchant account?

To apply for a merchant account you need to fill out a merchant account application. As soon as you do it we will contact you and inform you about a program you applied for and answer any of your questions. After you receive an application package from us, sign where necessary and return along with a required set of documents.



What are your rates?

TopMerchants.com classifies the rate according to the services provided and other factors like your credit and processing history, experience in business, location and others. But our commitment is to provide the client with the BEST possible solution and establish the LOWEST possible rates for fare cooperation.



Do I have to be a US resident to apply for an account?

You do not have to be a resident of the US to open a merchant account. The only requirement is to manage a legal business in the United States. We grant pavement processing for merchants all over US.



What is a Tax ID?

A Tax ID is a number (Employer Identification Number) obtained from the Internal Revenue Service required if you don’t have or do not wish to use your SSN.



Why do I need an EIN?

You need a Tax ID to open a bank account or to hire employers, or you do not want to use your SSN number. This service is available for non-US and US residents to maintain their business successfully.

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